1st Metropolitan Mortgage Privacy Policy

At 1st Metropolitan Mortgage  your right to privacy and data security is our primary concern. 

This privacy policy is provided to you as required by the Federal Financial Privacy Law (15 U.S.C. §§ 6801-6810).

What Personal Information is Collected.  When you visit the network of web sites, or visit an 1st Metropolitan Mortgage office you will complete a qualification form or loan application that asks for personal identifiable information.  1st Metropolitan Mortgage may ask for additional information throughout the loan process.

Specifically, 1st Metropolitan Mortgage will collect the following categories of personal identifiable information from you: name, phone numbers, social security, employment history, educational background, income, assets & liabilities, electronic mail address, and other financial information depending upon your stated loan preference.

How 1st Metropolitan Mortgage Uses Your Information.  The information you provide to service and process the qualification form or loan application, to assist you in obtaining a mortgage, and to evaluate your needs and financial capability in order to determine for what, if, any, mortgage loan product you may qualify.

1st metropolitan Mortgage will not disclose any personal identifiable information to any affiliated or non-affiliated third parties, except when permitted by law.

When Permitted by Law.  1st Metropolitan Mortgage may share personal identifiable information it collects with the following:

·        Any party with whom 1st Metropolitan Mortgage has your consent to share the information;

 

·        Any party with whom 1st Metropolitan Mortgage needs to share the information in order to provide the product or service you request

 

·        Any party who works on behalf of 1st metropolitan Mortgage to provide a product or service to you (unless 1st Metropolitan Mortgage informs you differently, these companies do not have any right to use the personal identifiable information 1st Metropolitan Mortgage provides to them beyond what is necessary to assist 1st Metropolitan Mortgage); and

·        Any party as permitted or required by law, such as credit bureaus, government entities in response to subpoenas and other legal processes.

Security.  1st metropolitan Mortgage secures your personal information from unauthorized access, use or disclosure.  1st Metropolitan Mortgage secures the personal identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. 

Updating Policy.  1st Metropolitan Mortgage may change this Privacy Policy from time to time.